Apply now for a loan

Get a Free Quote Now!
No Obligations. Short & Simple 1 minute form.
Loan Amount (£)
Loan Purpose
Residential Status
Full Name
Email Address
Main Phone #
Other Phone #
Postcode
Please check to receive additional offers. Please read our Privacy Policy
Your privacy is important to us.
All information is held in strict confidence.

Get your COMPETITIVE lowest rate now!

WHAT IS A SECURED LOAN?
If you are looking for loans at cheaper rates then secured loans are the best option. A secured loan is a loan that is secured by collateral. Personal property is generally pledged as collateral to secure a loan. By providing the lender with some sort of security means that you, the borrower, will be offered a far lower interest rate with a secured loan than with an unsecured loan. This is because there is less risk for the lender. Since secured loans are secured on property, most lenders will approve your cheap secured loan even if you have a bad credit history.

Loans can be secured against your property regardless of whether it is mortgaged or owned outright. Loans secured against property that is already mortgaged are known as second charges, whereas loans secured against a property owned outright with no existing mortgage in place are known as first charges.

The secured loan is favoured by many seeking credit for a number of reasons including:

A secured loan is far easier to obtain than an unsecured loan. Even people with bad credit history can obtain a secured loan due to the added security offered.
A secured loan often has a lower interest rate and more favourable repayment terms than an unsecured loan. Furthermore, with secured loans it is more likely that you can borrow a larger sum of money and pay it back over a longer period of time.
A secured loan can be used for any purpose such as; paying off debts, making home improvements, buying a new car, luxury holiday or anything you choose!
Secured loans are one of the fastest growing types of lending in the UK. Comparing various secured loan packages from lenders may help you find the right secured loan at cheap rate.


<< Return to no obligation loan application form
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.