Looking for a Consolidation Loan? Request a Consolidation Loan Quote Today!

Secured UK Loans offers UK debt consolidation loans at extremely competitive interest rates and terms. Consolidation loans are a great option for individuals who are looking for a lower interest loan to consolidate their current high interest debt, like credit cards. 

  • Lower your monthly payments! Consolidate your higher interest debt, such as credit cards, into one lower and more convenient monthly payment.

  • No additional fees! Using this quote service provided by Secured UK Loans is absolutely free. You will not pay any additional fees or penalties!

  • Self-employed applicants accepted! We understand that borrowing can be tough for self-employed applicants and we will work to find you the best option for a consolidation loan from a lender that will accept self-employed borrowers.

  • Competitive loan interest rates! Consolidation loans typically offer lower interest rates than credit cards and other unsecured loans and Secured UK Loans works on your behalf to get the best rates possible!

  • Flexible repayment options! Secured UK Loans offers loan quotes with flexible repayment plans to work with your budget. Apply for a quote today and we will do everything possible to offer a consolidation loan at rates and terms that work for your particular situation.

What is a Consolidation Loan?

What is a consolidation loan? Consolidation loans are loans that people can take out so that they can pay off other loans they have out and only have one payment to make and only incur interest on one loan. This helps people to save money in the long run and can also help with the amount of money that needs to be paid back each month.


This would not be a good option for someone who only had one loan they were making payments on. However, for those people that have several loans and are finding that it is getting expensive as well as confusing on which loans are due for payment this would be a great option. You would want to make sure that you took the time to look into the terms of the consolidation loans as well as the internet but you should find that this is the best way to reduce several loans incurring a large amount of interest over time.

Benefits of Consolidation Loans

Debt consolidation loans are best for people like you who are in debt, and are looking for answers to come out of debt. These loans are single loans that are used to pay off all your existing loans.


There are many benefits associated with getting debt consolidation loans. The main benefit is that instead of attending to numerous loans, you only have one monthly instalment to make every month.


Lower Interest Rates

While consolidating all loans into one, you end up with only one loan, usually at a lower interest rate than most of your other loans. This lowered interest rate means a lower monthly installment for repaying the loan. This in turn means you end up saving some money even after repaying your consolidation loan instalment.


The last in the list of benefits of consolidation loans is that you have to reply to only one lender every month. This is lots better to answering the many queries and abuses multiple lenders hurl at you for not repaying their loan amount.

Uses for a Consolidation Loan

A consolidation loan in a very handy and effective tool which helps you to break free from any modern debt shackles. With a consolidation loan, you can easily combine all of your past and present debts into one larger loan.


The main goal of any debtor looking for a consolidation loan is to benefit of a lower interest rate. If you want to make your debt more easy to manage and also to raise some extra money, apply for a consolidation loan, as it will greatly help you.


These types of loans will cover many types of financial needs and urgent requirements. One of their use it to consolidate all the loans that are offered to students, helping them to focus more on their studies than or repaying their debts. Consolidation loans are also used by large government-aided companies in order to benefit of a lower cost when transferring money.


As a conclusion, there are many uses of consolidation loans nowadays that are very beneficial to both consumers and companies.