9.8% APRC Representative. This means 51% or more of customers receive this rate or better.

Representative Example: Assumed borrowing of £26,000 over 84 months, with a borrowing rate of 5.86% per annum for the 84 months. There would be 84 monthly instalments of £415.52. Total amount payable £34,998.68 comprised of; loan amount (£26,000); interest (£6,328.68); Broker fee (£2,080.00); Lender fee (£590). This would result in an overall cost of 9.2% APRC.

Rates from as low as 4.5% APRC variable. Maximum APRC is 47.9% to allow us to offer a diverse range of products. Minimum loan repayment period from 3 years. Maximum loan repayment period 35 years.

The information provided is accurate and that Gopher Money, who are a loans brokerage, will offer you the most competitive low cost quote. The information provided will be processed in accordance with the Data Protection Act. If at any time during the process you wish to cancel, please inform us.

www.securedukloans.co.uk is a trading style of Gopher Money Limited© 2014. Registered in England and Wales. Register Office: Atria, Spa Road, Bolton, BL1 4AG. Telephone 08000 305205. Co Reg No: 4925788. FCA registration number: 549562. Data Protection Registration Number: Z1620786.

Gopher Money Limited is a loans broker, authorised and regulated by the Financial Conduct Authority in respect of consumer-credit related activities. Loans available to UK residents only.

Loans subject to status and secured on residential property by way of a second charge. Consolidating debts may increase the term and total amount payable. A broker fee of up to 12.5% may apply. Minimum age 18 years.

The implications of late payment vary by lender. Typically, a customer will be charged a late payment fee and will accrue interest on the outstanding balance. Often a lender will make further attempts to collect money owed from the customers debit card either in one payment or in several amounts on a continuous basis. www.securedukloans.co.uk (Gopher Money Ltd) work with a number of lenders and it is important that a customer read the terms and conditions of the lender they take a loan with. If a customer is late paying back their loan it may affect their credit rating and their ability to obtain credit in the future.

Each lender has their own policies for non-payment and therefore the customer must check the terms and conditions of the lender they use. In many cases, with a secured loan, the lender after repeated letters, phone calls and warning, may, can and will repossess your primary residence in the event of non-payment. If a customer does not pay back their loan it will affect their credit rating and their ability to obtain credit in the future.

www.securedukloans.co.uk (Gopher Money Ltd) work with a carefully selected panel of lenders who all abide to an ethical code of practise and operate responsible lending. The code of practise and policy on responsible lending is available from all lenders for the customer’s information.

www.securedukloans.co.uk (Gopher Money Ltd) is fully licensed with the Information Commissioner's Office under the Data Protection Licence, and as well hold a current Consumer Credit License through the FCA. Secured UK Loans only operate with lenders who abide by the regulations of the FCA and the Information Commissioners Office.