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About Us

We strive to give you the best possible loan offer that suits your circumstances, we are able to provide you with an offer with no obligation by scanning the entire market. There is no obligation to apply for a loan, and your details are protected under our privacy policy.

The Application Process

Once we receive your details securely, our system provides us with the lender that would best suit your needs. Once a lender is chosen you will receive a call from them to discuss the loan in detail and you will then be given the chance to either accept or decline their loan offer.It really is that easy!

You will not be tied into anything, you will simply receive an offer from the chosen lender and will have complete control over what happens from then on.

COMPARE 600 +
PLANS

Most competitive
rates in the industry

Secured loans up
to £100,000 for any
purpose

Save £100s each
month for a low
rate loans

LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Why get a
secured loan?

Secured vs
Unsecured Loans

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Testimonials

9.8% APRC Representative. This means 51% or more of customers receive this rate or better.

Representative Example: Assumed borrowing of £26,000 over 84 months, with a borrowing rate of 5.86% per annum for the 84 months. There would be 84 monthly instalments of £415.52. Total amount payable £34,998.68 comprised of; loan amount (£26,000); interest (£6,328.68); Broker fee (£2,080.00); Lender fee (£590). This would result in an overall cost of 9.2% APRC.

Rates from as low as 4.5% APRC variable. Maximum APRC is 47.9% to allow us to offer a diverse range of products. Minimum loan repayment period from 3 years. Maximum loan repayment period 35 years.

**By submitting this application you agree that:

The information provided is accurate and that Gopher Money, who are a loans brokerage, will offer you the most competitive low cost quote. The information provided will be processed in accordance with the Data Protection Act. If at any time during the process you wish to cancel, please inform us.

www.securedukloans.co.uk is a trading style of Gopher Money Limited© 2014. Registered in England and Wales. Register Office: Atria, Spa Road, Bolton, BL1 4AG. Telephone 08000 305205. Co Reg No: 4925788. FCA registration number: 549562. Data Protection Registration Number: Z1620786.

Gopher Money Limited is a loans broker, authorised and regulated by the Financial Conduct Authority in respect of consumer-credit related activities. Loans available to UK residents only.

Loans subject to status and secured on residential property by way of a second charge. Consolidating debts may increase the term and total amount payable. A broker fee of up to 12.5% may apply. Minimum age 18 years.

Other Important Information:

1. Implications Of Late Payment

The implications of late payment vary by lender. Typically, a customer will be charged a late payment fee and will accrue interest on the outstanding balance. Often a lender will make further attempts to collect money owed from the customers debit card either in one payment or in several amounts on a continuous basis. www.securedukloans.co.uk (Gopher Money Ltd) work with a number of lenders and it is important that a customer read the terms and conditions of the lender they take a loan with. If a customer is late paying back their loan it may affect their credit rating and their ability to obtain credit in the future.

2. Implications of Non Payment

Each lender has their own policies for non-payment and therefore the customer must check the terms and conditions of the lender they use. In many cases, with a secured loan, the lender after repeated letters, phone calls and warning, may, can and will repossess your primary residence in the event of non-payment. If a customer does not pay back their loan it will affect their credit rating and their ability to obtain credit in the future.

3. Code of Practice and Policy on Responsible Lending

www.securedukloans.co.uk (Gopher Money Ltd) work with a carefully selected panel of lenders who all abide to an ethical code of practise and operate responsible lending. The code of practise and policy on responsible lending is available from all lenders for the customer’s information.

4. Compliance

www.securedukloans.co.uk (Gopher Money Ltd) is fully licensed with the Information Commissioner's Office under the Data Protection Licence, and as well hold a current Consumer Credit License through the FCA. Secured UK Loans only operate with lenders who abide by the regulations of the FCA and the Information Commissioners Office.